Legal Notices and Conditions of Use

Anthem Blue Cross and BC Life & Health Insurance Company are independent licensees of the Anthem Blue Cross Association and are licensed to use the Anthem Blue Cross name and mark in the State of California. Medical Coverage and Dental Coverage provided by Anthem Blue Cross and/or BC Life & Health Insurance Company. Life Insurance Coverage provided by BC Life & Health Insurance Company. In order to qualify for the tax benefits of an MSA, you must be an "eligible individual", under IRS regulations. The IRS has not yet issued regulations on MSAs or determined that the Anthem Blue Cross high deductible plans are qualifying high deductible plans.

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS SITE.

By using this site, you agree to these terms of use. If you do not agree to these terms of use, please do not use this site.

Restrictions on Use of Materials.

This site is owned and operated by Anthem Blue Cross and its affiliates (hereinafter Anthem Blue Cross ). Any activity on this site is subject to monitoring by Anthem Blue Cross at any time. Anyone who uses this site consents to such monitoring and agrees that Anthem Blue Cross may use the results of such monitoring without limitation. No material from any Web site owned, operated, licensed or controlled by Anthem Blue Cross or any of its related, affiliated companies, including, without limitation, korean.anthem.com (the "Anthem Blue Cross Material"), may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, without the prior written consent of Anthem Blue Cross, except that you may download one copy of the Anthem Blue Cross Material for your personal, non-commercial use only, provided you keep intact all copyright, service mark and other proprietary notices. Modification of the Anthem Blue Cross Material or use of the Anthem Blue Cross Material for any other purpose is a violation of Anthem Blue Cross's copyright, service mark, and other proprietary rights. It is a condition of your use of this Web site that you do not restrict or inhibit any other user from using this Web site.

Limitation of Liability

Under no circumstances, including, but not limited to, negligence, shall Anthem Blue Cross or any of its related, affiliated companies be liable for any direct, indirect, incidental, special, consequential or punitive damages that result from the use of, or the inability to use, the Anthem Blue Cross Material or Anthem Blue Cross Web Site. You specifically acknowledge and agree that Anthem Blue Cross is not liable for any defamatory, offensive or illegal conduct of any user. If you are dissatisfied with any of the Anthem Blue Cross Material, or with any of Anthem Blue Cross's terms and conditions, your sole and exclusive remedy is to discontinue using this site.

Disclaimer

ANTHEM BLUE CROSS MAKES NO WARRANTIES OR REPRESENTATIONS AS TO THE ACCURACY OF THE CONTENT ON THIS SITE AND ANTHEM BLUE CROSS ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY ERRORS OR OMISSIONS IN THE CONTENT ON THE SITE. THE ANTHEM BLUE CROSS MATERIAL IS PROVIDED "AS IS" AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. FURTHER, ANTHEM BLUE CROSS DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE ANTHEM BLUE CROSS MATERIAL WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOU, AND NOT ANTHEM BLUE CROSS, ASSUME THE RISK, LIABILITY AND RESPONSIBILITY FOR ANY AND ALL DAMAGE TO YOUR SYSTEM OR THE SYSTEM YOU ARE USING. IN NO EVENT WILL ANTHEM BLUE CROSS BE LAIBLE OR RESPONSIBLE FOR ANY DAMAGE TO YOUR SYSTEM OR THE SYSTEM YOU ARE USING. ANTHEM BLUE CROSS DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE ANTHEM BLUE CROSS MATERIAL IN THIS SITE IN TERMS OF ITS CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY OR OTHERWISE. ANTHEM BLUE CROSS MAY HAVE PROVIDED LINKS AND POINTERS TO INTERNET SITES MAINTAINED BY THIRD PARTIES ("THIRD PARTY SITES") AND MAY FROM TIME TO TIME PROVIDE THIRD PARTY MATERIALS ON THIS SITE. NEITHER ANTHEM BLUE CROSS NOR ITS RELATED, AFFILIATED COMPANIES OPERATE OR CONtrOL IN ANY RESPECT ANY INFORMATION, PRODUCTS OR SERVICES ON THESE THIRD PARTY SITES. THE THIRD PARTY MATERIALS IN THIS SITE AND THE THIRD PARTY SITES ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, ANTHEM BLUE CROSS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS. ANTHEM BLUE CROSS DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE THIRD PARTY MATERIALS IN THE THIRD PARTY SITES IN TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY OR OTHERWISE. PLEASE NOTE THAT SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. CHECK YOUR LOCAL LAWS FOR ANY REStrICTIONS OR LIMITATIONS REGARDING THE EXCLUSION OF IMPLIED WARRANTIES.

Service Mark and trade Mark Information

R is a Registered Mark and SM is a Service Mark of the Anthem Blue Cross Association. MedCall is a Registered Mark of WellPoint Health Networks Inc.

Jurisdiction

Except as described otherwise, all materials in the Anthem Blue Cross site are made available only to provide information about Anthem Blue Cross. Anthem Blue Cross controls and operates this site from its headquarters in Woodland Hills, California, United States of America, and makes no representation that these materials are appropriate or available for use in all other locations. If you use this site from other locations you are responsible for compliance with applicable local laws.

Termination

This agreement is effective until terminated by either party. You may terminate this agreement at any time by destroying all materials obtained from any and all Anthem Blue Cross sites and all related documentation and all copies and installations thereof, whether made under the terms of this agreement or otherwise. This agreement will terminate immediately without notice from Anthem Blue Cross if, in Anthem Blue Cross's sole discretion, you fail to comply with any term or provision of this agreement. Upon termination, you must destroy all materials obtained from this site and any and all other Anthem Blue Cross sites and all copies thereof, whether made under the terms of this agreement or otherwise.

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